Group Health Insurance Policy

As an employer, wellbeing of your employees may hold a great value. In such an instance, the health and medical costs of your employees are vital to address. At riskfreelife.com we have put together group health insurance policy & plans for employees, which concentrate on group medical-claim of employees.

Group Health Insurance Policy
Group Health Insurance Plans Cover

Adhering to group guidelines of IRDA, the group health plans have broad spectrum schemes to cope with the health needs of your employees. Group health insurance policy also covers everything from the moment the employees reach the hospital to their discharge.

  • Group health insurance for employees covers expenses for oxygen/blood/operation theatres/medicines/surgical appliances/dialysis/diagnostic materials/X-rays/chemotherapy, and others.
  • The group health care plans are cashless facility that eliminates trouble of documentations. There is support for settling the employees' medical bills directly with the hospital.
  • Costs covered are for boarding, surgeon/nursing/anesthetist/consultant/medical practitioner/specialist fees.
Mobile App for e-Health

RFL mobile app helps you with cashless facility, so no more waiting in queues to hospital insurance desk. Drop an e-Cashless request at least 48 hours before to expected hospitalization. We will provide you with a provisional approval, with which you can walk into the hospital and then use a secured passcode to obtain the pre-authorization on admission date.

RFL Amenities: Group Health Plans for Employees

Riskfreelife.com has a multitude of amenities regarding the group health insurance policy and plans for employees.

  • We work towards creating awareness about the emerging covers, educate clients and their stakeholders with periodic talks.
  • Our group insurance plans cater to a wide network of hospitals that are closest to you or the employee. Riskfreelife.com lists more than 5000+ hospitals across India.
  • There is a strict record maintained for all documentations. Thus, we upload online all healthcare documentation you submit. These remain accessible only to you or the employee, anytime, anywhere.
  • You can track your claim status in real-time without login to your account. Send us intimation in case of (networked or not networked) hospitalization, before discharge, so that the documents can be submitted online, and claims could be reimbursed faster.
  • All claims are reimbursed, which abide to the group health insurance policy and plans for employees.
  • Assistance is available for ambulance arrangement from nearest hospital to the employee, ensuring immediate treatment to the concerned.