Plate Glass Insurance Policy

From showrooms, window displays to offices and more – glass is expensive and fragile. It can be shattered by a random act of violence / riots and more. The Plate Glass Insurance from RFL covers accidental breakage of glass whilst situated at the Insured’s premises from any cause other than those specifically excluded in the Policy.

The policy is ideally suited for all business establishments that have plate glass installed to enhance their visual and aesthetic appeal like showrooms, shopping complexes, restaurants, hotels, theatres, stadiums, etc.

Plate Glass Insurance Policy

Main feature

It is an annual policy that covers all kinds of accidental breakages of the plate glass fixed to display windows or show cases of commercial establishments.

Scope

The policy covers the cost of making good accidental breakage of insured glass by any reason whatever, except those that are specifically excluded.

RFL insurance policy covers accidental breakage to any of the Glass.

  • Intrinsic Value of Glass: means its Reinstatement Value less depreciation.
  • Glass: Glass means fixed plain glass and mirrors in or on the premises of the Insured where such glass is situated, excluding painting, tinting, embossing or ornamental works on the Glass unless expressly stated in the Schedule and its value included in the Sum Insured. Glass shall also include frames and framework provided it is expressly stated in the Schedule and its value included in the Sum Insured.